Latest Insights Article

Should You Carry a Mortgage into Retirement?

Should You Carry a Mortgage into Retirement?

As many of us approach retirement, one of the key financial questions homeowners face is: should you pay off your mortgage before crossing into this exciting new phase of life? There’s no easy answer. You must consider many variables, weighing both financial and psychological factors.

Does the 4% Rule Still Work?

Does the 4% Rule Still Work?

The 4% rule is a popular retirement withdrawal strategy that suggests retirees can safely withdraw the amount equal to 4% of their savings during the year they retire and then adjust for inflation each subsequent year. Here’s how it works and why there are doubters.