If you welcomed a child in 2025, a new tax election may allow you to secure a $1,000 federal seed contribution in your child’s name through the newly introduced Trump Account pilot program. While the incentive is appealing, the structure, tax treatment, and long-term implications deserve careful consideration. Here’s what parents need to know before making the election.
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Howard Hook Speaks at Temple Emeth’s 2025 “Life Hacks” Series on Investing in Independence
Howard Hook recently spoke at Temple Emeth in Teaneck as part of the 2025 Life Hacks lecture series, sharing practical retirement planning strategies and strategic approaches to charitable giving that help families preserve independence while making a meaningful impact.
When Two Incomes Become One: The Hidden Costs of Losing a Spouse
Losing a spouse is emotionally devastating and financially complicated. When two incomes become one, Social Security benefits may fall, tax brackets shrink, and Medicare costs can rise. This article explores the “widow’s penalty” and outlines proactive planning strategies that can help protect long-term retirement security.
Start 2026 Strong: IRA Deadlines You Can’t Afford to Miss
The first half of the year isn’t just about filing last year’s tax return. From IRA contributions and QCDs to Roth conversions and tax extension rules, here are the key 2026 deadlines to keep on your radar.
Seven Small Updates That Could Make a Big Difference
Each year brings small but meaningful changes that can impact how we save, spend, travel, and plan for retirement. Here are seven practical updates worth knowing now.
Congratulations to Our 2026 Five Star Wealth Manager Award Winners
We are pleased to announce that Darren Zagarola, Howard Hook, and Howard Milove have won the 2026 Five Star Wealth Manager award.
Happening Now: Medicare Advantage Open Enrollment
Medicare Advantage Open Enrollment runs Jan 1–Mar 31. Our latest Medicare article outlines how to ensure your coverage still fits your needs, the real costs of Medicare, what high-income retirees need to know, and when Medigap insurance might be worth considering.
Celebrate Financial Wellness Month with Practical Strategies for Success
January is Financial Wellness Month, and the perfect moment to reflect on your financial goals and plan with purpose. In our latest article, we share practical insights on everything from how to set achievable financial goals to planning for a secure retirement.
Executor vs. Trustee: What’s the Difference and Why It Matters
What’s the difference between an Executor and a Trustee — and why does it matter? This article explains the roles, responsibilities, and how to choose wisely.
Why December Inspires Giving and How to Maximize Your Impact
December is the most charitable month of the year—and for good reason. The holidays inspire gratitude, community, and a natural desire to give back. In this article, we explore why this season drives generosity, how charities maximize year-end giving, common scams to watch for, and ways to make your contributions more strategic and tax-smart.
Prepaying Your State Income Taxes in December May Reduce Your Federal Taxes
New changes to the SALT deduction rules reopen a once-popular year-end planning strategy. Learn when prepaying your Q4 state estimated tax in December may help reduce your federal tax bill, and when waiting could be wiser.
Beware of Holiday Shopping Scams
Holiday shopping brings great deals—but also a rise in scams. Criminals are using AI to create realistic websites, ads, and emails. Here’s how to protect yourself and shop safely this season.
EKS Proudly Supports the Fund for Women and Girls
EKS Associates is proud to support the Fund for Women and Girls, one of the many Grant and Scholarship Programs run by the Princeton Area Community Foundation.