Service Program Descriptions

How EKS Associates Provides Ongoing Financial Advice

At EKS Associates, we are privileged to enjoy long-term relationships with our clients. We expect your personal lives and desires to shift. We know the economy will swing and tax laws change constantly. This is why your financial plan is meant to be a dynamic document, flexible enough to accommodate all of life’s transitions.

Your initial investment includes the creation and implementation of the financial plan. After the initial implementation, in order to be effective over the long-term, the ongoing process requires your participation. We offer two distinct follow-up service models to meet your needs: Retainer Services and Semi-Annual Update Services.

Retainer Program: The Retainer Program is the most personal and hands-on approach we offer. It includes active management and ongoing monitoring of a client’s financial plan and investment portfolio. Retainer clients benefit from quarterly face-to-face meetings where we review quarterly investment reports and our quarterly retainer letter. These letters include an economic outlook, commentary about timely financial matters, copies of relevant financial articles written by our advisors and published in local and national publications, quarterly investment reports, and a synopsis of key topics discussed during or since our last meeting. Also included are quarterly investment recommendations to rebalance or reposition your investment portfolio to ensure it stays on track. Finally, as often as deemed necessary, we revisit the different elements of the financial plan to keep it up-to-date with any changes that may have occurred in your life.

Semi-Annual Update Program: The Semi-Annual Update Program includes two meetings during the year. The first meeting, held six months after the financial plan is implemented, acts as a Mid-Year Review of your cash flow plan and investment plan, and includes rebalancing the portfolio, if needed. The second meeting is a review and update of your comprehensive financial plan. At this meeting we discuss any life changes that may impact the plan, such as pending retirement, change in employment, an increase or decrease in cash flow needs, etc. Insurance and estate planning needs are also addressed, when appropriate. A review of your investment plan and performance is conducted. Following the meeting, a formal written report summarizing the meeting, including specific recommendations for each area of the financial plan will be sent to you for your review. Once approved, EKS Associates handles implementation of all changes. The combination of the Annual Update Meeting and Mid-Year Review helps ensure that client’s goals are always being monitored and incorporated into their comprehensive financial life plan.

EKS Associates serves a client base eager to align their life goals with their financial goals. Our commitment and structured approach to comprehensive financial life planning helps clients to feel confident about their financial future. To determine which service program is right for you, contact us and request a complimentary consultation